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Retirement is one of the most important life events that we all go through. You invest all your days/years in earning well so that your family and you live a dream life. For creating a comfortable retirement is an extensive process in itself and requires years of planning. Even when you enter your golden phase, managing it is no cake walk. Many of us find the process daunting and hence put it off only to realize that there isn't enough money left to live the life we desired all these years. But with professional help, some homework from the investors end combined with long term commitment, retirement planning is not that complex as it seems. Let’s first understand the what exactly do we mean by retirement planning.